1st they tell you there is no interest rate as long as you pay off your purchase within 90 days. However what they fail to mention is that you will pay ridiculously high taxes and fees for every time you make a payment (on time).
So, technically that is an interest rate and you end up paying twice as much if not more than what the original price was. You can make a payment via online which is a hassle and a fee if you decide to pay more/over the phone as well...in store is probably best but can be inconvenient. You cannot pay beforehand whatsoever. Also don't believe those false advertising misinformed lying thieves when they say it helps build your credit...complete LIE!!!
It actually hurt when 1st applying for it and as soon as I was done paying for it. You are better off opening up a credit card with the department store, but if that doesn't work REFUSE acceptance now as an option and SAVE up the money.
Product or Service Mentioned: Acceptance Now Furniture Leasing.
Reason of review: Pricing issue.