Used them to get a sofa from Bob's. Lost my job and unfortunately had to start the process of bankruptcy.
Even though I told them numerous times my situation they continue to harass me and call millions of times a day. The worst part is that they harass whatever references you used. They will also come to your house and leave notices saying sorry we missed you. I know I am responsible, but harassing people is not the way to help the situation and its illegal.
They are not utilizing a collection process...
They are using mental abuse tactics and harassment. I say it's time to start a class action lawsuit.