We recently purchased furniture through Ashley Furniture RAC Acceptance program. We paid the furniture off with in the first 60 days.
First lesson you cannot pay down the principle each month. Second lesson when you call to pay it off, the price will very we called three times in three days for payoff and no one could give us the same number. Our payoff was 10.00 short you would have thought we stole the 3000.00 we spent with them. The RAC store manager was RUDE Mario in Springfield.
He told me if I posted anything online about my service there "LAWYERS" would come after me. In all my years of business this is the WORST customer service I have ever seen. Buyer beware!
If I would have paid the program through I would have ended up paying 7,000.00 on a 3000.00 set. Really there business tactics should be illegal!
Monetary Loss: $3000.