It works just like they explain. You must payoff within the 90 days or it goes to the full amount and I did that.
What they do not tell you that if you go past the 90 days you pay the full amount with no option to pay it off early! They also say they report it on your credit report and they do as a rental so this will not help your score so beware!!!
I will never use them again and thank God I was able to payoff my account within the 90 day. The staff at acceptance was helpful and very nice.
Review about: Acceptance Now Furniture Leasing.