Acceptance Now
Reviews and Complaints
I had absolutely no problems!
They are not a scam. Read your contract.
So i was online shopping at Value City Furniture, and it had 2 options 1 was to apply for a Value City cc and there was Acceptance Now 90 same as cash but you have to go in the store. So i applied and was approved with a $3000 limit. I went in they wanted me to shop first, my items were about $1600. I was directed to the acceptance now desk and explained the whole process.
Its not a rip off or scheme. U will get a sheet with the total price with in the 90 period(i actually got 120 days my first time). And it explains that the day after your 90th day all the money you already paid only half of the money goes towards your balance. From that point on only half of your monthy payment actually goes towards your balance until it is payed off in full or when your contract ends.
AS LONG AS YOU MAKE YOUR PAYMENTS BEFORE YOUR 90 DAYS YOU PAY NO INTEREST. THEY DO REPORT ONTIME PAYMENTS TO THE CREDIT BUREAU. ALSO YOU CAN PAY MORE THAN YOUR MONTHY PAYMENT, BUT IT HAS TO BE THE AMOUNT OF YOUR MONTHLY PAYMENT SO IF YOUR PAYMENT IS $150 YOU CAN PAY $300 OR $450. So if you read your contract it tells you all of this.
If can pay your items of in the 90 days. And if you cant at least your being reported to credit bureau for ontime payments.
Horrid! Don't do it !
I have made the same payment amount for several months. Today i check only to find i was charged 115.00 more than normal.
I call and im told " we are trying to get all our accounts a couple of weeks ahead" i told them i did not authorize this amount an wanted the over payment returned immediately. They declined an stated "i authorised what ever they decided to charge when i gave them my card number." This is theft by deception a criminal offense. I have disputed the entire payment an still not received call from regional manager. I will be contacting the attorney general office about these deceptive business practices.
I will also let them know i was threatened with credit ruin if i attempted to end the rental agreement. Not to mention the 115.00 dollars extra went to interest that yet do.
This company steals from an threatens their clients an i will mot stand for it! I will not let this go!
Bad Experience/Beware
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Verified Reviewer | Springdale, OhioRip off not explained well at all
Basically you call in and are given a date and price when that date comes the price is higher rip off. Also don't like when you pay on website it never gives you a balance an easy way again to be ripped off because you have to call and get information and 9 times out...
Ok so i started paying and just noticed it never went down so i started keeping track last month i owed less than 350 payed 165 called in today to be told i still owe 250. So I'm like wait how is that and was told well since you did not pay in the 90 days half money goes towards your bill half to us. So bascially this has been happening and i have more than tripled payed guesd thats why you can't never see a bill or if your account is going down.
Now i have insurance and need repair i can't never get a person to schedule a repair which they make you pay for as well. So lesson learned dont do it it seems all good at first but in the end they a robbing you for your money
Former employee
By far the most shadiest company I have worked for. The things they do to their employees and customers.
I was let go by the company after putting in my 2 weeks notice. I wanted to work it but to the best of them the business they wanted to grant me release early then knowing I wasn’t starting my other job right away. Missing 5 days of pay 1 day from my the first week and then 4 days from 2nd week. This company has done so many former employees wrong that I don’t even know how they still exist.
With so many complaints they have on them. Co worker relation called me today(Monday) telling me they allowed to do that if it is best for the business. Know what*** that what is best for the business is to save their money and do other people wrong who have bills and family to take care of. They work you really hard for wack pay and their benefits are not even the best.
They even complain if you go over by 1 minute 1 minute of overtime which to most doesn’t even pay nothing but they can fly jets. Company is pitiful,shady and I hope they rot in ***.
I WANT WHAT THEY OWE ME OR THINGS WELL BE GETTING ALOT WORST! Believe that!
How is this legal ?
I'm being scam
My furnisher was a total of 1,800. I paid $350 to start.
I been paying for a year now $185 that is a total of 2,200 something and they are telling me I still owe 25 more months.
This company rips people off and makes a *** of a lot in interest. Oh and their excuses oh God I don't recommend at all.
The worst company I have ever delt with
To begin I was never told I wouldn't receive free delivery because I went through Acceptance Now and I was told that I had three months to pay it off and as I was making payments the last payment I was supposed to me was 2 days late because I was off shore fishing and they automatically switched me over to a rent-to-own so I ended up having to pay almost another $700 on $1,200 worth of furniture plus they took some of my down payment for delivery ... I was never told that Acceptance Now is really Rent-A-Center which is deceiving and I also told them that if I had known it was Rent-A-Center I never would have got involved with them.
so I left for two and a half months to fish on the west coast and when I just came back as of two days ago I was told that the account has been charged off so now I have to wait another day to go speak with a manager because there's no manager at the store in Warwick Rhode Island ...so in the long run Acceptance Now is the worst company I have ever had to deal with and it explains a lot due to the fact that it is really Rent-A-Center and not some new company that is try to gain customers .it has nothing to do with Bob's Furniture it's just another way for them to get you in and finance you through a deception of ooh we can finance u when I really didn't need to just thought it would be good for my credit but then when it all came down to it it actually ends up being the worst thing for my credit. IN closing I've bin threaten an intimated by there letters an even a visit from there 350pound repo man when I forget to pay one month so if u don't want to deal with all this .I wouldn't get involved with them ...
Loan sharks in disguise
HORRIBLE CUSTOMER SERVICE
I called acceptance now to give them a date that I would be able to pay my furniture bill in the mist of the phone conversation the representative WAS VERY RUDE I asked her for her name and she told me she didn’t have to give me her name , and that she wasn’t going to give me her name , i told her how irritated I was with her calling every 6 seconds and she told me well if I’m sick of them calling then I need to stop answering the phone , I got off of work and went to the store to and asked the ASSISTANT MANAGER for the young lady’s name and SHE TOLD ME well she asked me not to give you her name WHAT IN JESUS NAME
Terrible
Horrible. Unfriendly staff, i. My paymentsawpaymentsaw
Lie lie lie
Thieves
Total scam
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Contract? I didn't get a stinking contract, they sent me an email with an account number to a substandard website, my account isn't even set up, the only way I can keep up with the payments is through my bank statements.
Hey your lucky you got a contract. They claim they emailed me one.
Which never came. Though the monthly emails that hey we're taking my money came to my email
I read my contract u ***. I signed a 24 month contract and they say I have a 33 month contract. They are deceptive and liars.
They are predatory ! They lie SOoo bad corporate does nothing, the store manager try's to put it on he DM who won't call back.
Ever.: then the store manager makes *** promises to refund.
Then in same 5 min conversation LIES ! ***